Mastercard Expands B2B Payments With AI-Powered Analytics
Mastercard Incorporated MA is expanding its commercial-payments capabilities with Mastercard Advanced B2B Analytics, a new platform designed to help banks and corporate clients identify suppliers that are more likely to accept card-based payments. The solution uses AI-powered analytics to turn accounts payable data into actionable supplier insights, allowing issuers to target commercial-card opportunities more efficiently.
The platform uses dynamic acceptance propensity scoring, interactive dashboards and enriched payment data to help issuers prioritize suppliers, improve outreach and identify opportunities to expand card acceptance. It also provides greater visibility into payment flows, potentially helping businesses manage working capital while increasing the use of commercial and virtual cards.
The launch addresses a key challenge in B2B payments: identifying where card acceptance can realistically expand while reducing reliance on broad, manual supplier outreach. Mastercard estimates the addressable B2B payments opportunity at roughly $80 trillion, giving financial institutions a substantial pool of payment flows to target. Absa Group and Emirates NBD are among the first institutions offering the capability to corporate clients.
For Mastercard, the larger opportunity lies in helping issuers convert existing accounts payable relationships into incremental card transactions. Rather than waiting for commercial-card adoption to expand organically, the platform could help identify payment flows with a higher probability of conversion. If successful, this could support higher switched volumes while strengthening Mastercard’s role in the broader corporate-payments ecosystem.
The initiative also aligns with Mastercard’s broader expansion into data, AI and value-added services beyond its traditional payment network. If Advanced B2B Analytics gains wider adoption across issuers, it could support broader payment optimization and commercial-card penetration, providing MA with another avenue to expand its presence in B2B payments and deepen relationships with banks and corporate customers.
MA’s Price Performance
Over the past six months, MA’s shares have gained 15% compared with the industry’s growth of 3.2%.
Image Source: Zacks Investment Research
MA’s Zacks Rank & Key Picks
MA currently carries a Zacks Rank #3 (Hold).
Some top-ranked stocks in the business services space are Remitly Global, Inc. RELY, ScanSource, Inc. SCSC and The GEO Group, Inc. GEO, each sporting a Zacks Rank #1 (Strong Buy) at present. You can see the complete list of today’s Zacks #1 Rank stocks here.
The Zacks Consensus Estimate for Remitly Global’s current-year earnings of $1.57 per share has witnessed one upward revision in the past 60 days against no movement in the opposite direction. RELY beat earnings estimates in each of the trailing four quarters, with the average surprise being 327.7%. The consensus estimate for current-year revenues is pegged at $2 billion, implying 21.4% year-over-year growth.
The Zacks Consensus Estimate for ScanSource’s current-year earnings of $4.56 per share has witnessed one upward revision in the past 60 days against no movement in the opposite direction. SCSC beat earnings estimates in three of the trailing four quarters and missed once, with the average surprise being 7.8%. The consensus estimate for current-year revenues is pegged at $3.5 billion, calling for an 8% year-over-year increase.
The Zacks Consensus Estimate for The Geo Group’s current-year earnings of $1.31 per share has witnessed three upward revisions in the past 60 days against no movement in the opposite direction. GEO beat earnings estimates in three of the trailing four quarters and met once, with the average surprise being 24.6%. The consensus estimate for current-year revenues is pegged at $3 billion, calling for a 14.1% year-over-year increase.
Radical New Technology Could Hand Investors Huge Gains
Quantum Computing is the next technological revolution, and it could be even more advanced than AI.
While some believed the technology was years away, it is already present and moving fast. Large hyperscalers, such as Microsoft, Google, Amazon, Oracle, and even Meta and Tesla, are scrambling to integrate quantum computing into their infrastructure.
Senior Stock Strategist Kevin Cook reveals 7 carefully selected stocks poised to dominate the quantum computing landscape in his report, Beyond AI: The Quantum Leap in Computing Power.
Kevin was among the early experts who recognized NVIDIA's enormous potential back in 2016. Now, he has keyed in on what could be "the next big thing" in quantum computing supremacy. Today, you have a rare chance to position your portfolio at the forefront of this opportunity.
See Top Quantum Stocks Now >>Mastercard Incorporated (MA) : Free Stock Analysis Report
ScanSource, Inc. (SCSC) : Free Stock Analysis Report
Geo Group Inc (The) (GEO) : Free Stock Analysis Report
Remitly Global, Inc. (RELY) : Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).
