Prudential Financial (NYSE:PRU) has been analyzed by 7 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish.
The following table encapsulates their recent ratings, offering a glimpse into the evolving sentiments over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 1 | 0 | 6 | 0 | 0 |
| Last 30D | 0 | 0 | 1 | 0 | 0 |
| 1M Ago | 0 | 0 | 1 | 0 | 0 |
| 2M Ago | 1 | 0 | 1 | 0 | 0 |
| 3M Ago | 0 | 0 | 3 | 0 | 0 |
Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $129.29, along with a high estimate of $152.00 and a low estimate of $115.00. Surpassing the previous average price target of $123.71, the current average has increased by 4.51%.
Decoding Analyst Ratings: A Detailed Look
A comprehensive examination of how financial experts perceive Prudential Financial is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Elyse Greenspan | Wells Fargo | Lowers | Equal-Weight | $115.00 | $117.00 |
| Alex Scott | Barclays | Raises | Equal-Weight | $129.00 | $119.00 |
| Suneet Kamath | Jefferies | Raises | Buy | $152.00 | $149.00 |
| Daniel Bergman | TD Cowen | Raises | Hold | $133.00 | $130.00 |
| Thomas Gallagher | Evercore ISI Group | Raises | In-Line | $140.00 | $117.00 |
| Elyse Greenspan | Wells Fargo | Raises | Equal-Weight | $117.00 | $116.00 |
| Alex Scott | Barclays | Raises | Equal-Weight | $119.00 | $118.00 |
Key Insights: Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Prudential Financial. This information provides a snapshot of how analysts perceive the current state of the company. Rating: Providing a comprehensive analysis, analysts offer qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Prudential Financial compared to the broader market. Price Targets: Analysts navigate through adjustments in price targets, providing estimates for Prudential Financial's future value. Comparing current and prior targets offers insights into analysts' evolving expectations.
Understanding these analyst evaluations alongside key financial indicators can offer valuable insights into Prudential Financial's market standing. Stay informed and make well-considered decisions with our Ratings Table.
Stay up to date on Prudential Financial analyst ratings.
All You Need to Know About Prudential Financial
Prudential Financial is a large, diversified insurance company offering annuities, life insurance, retirement plan services, and asset management products. While it operates in a number of countries, the vast majority of revenue is generated in the United States and Japan. The company's investment management business, PGIM, contributes approximately 10% of its earnings and has around $1.3 trillion in assets under management. The US businesses are responsible for about 50% of earnings and can be classified into Institutional Retirement Strategies, Individual Retirement Strategies, Group Insurance, Individual Life Insurance, and Assurance IQ. Finally, the international business segment of the company contributes approximately 40% of earnings with a strong market position in Japan.
Financial Insights: Prudential Financial
Market Capitalization Highlights: Above the industry average, the company's market capitalization signifies a significant scale, indicating strong confidence and market prominence.
Positive Revenue Trend: Examining Prudential Financial's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 131.38% as of 30 September, 2024, showcasing a substantial increase in top-line earnings. As compared to competitors, the company surpassed expectations with a growth rate higher than the average among peers in the Financials sector.
Net Margin: Prudential Financial's net margin lags behind industry averages, suggesting challenges in maintaining strong profitability. With a net margin of 2.27%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Prudential Financial's financial strength is reflected in its exceptional ROE, which exceeds industry averages. With a remarkable ROE of 1.52%, the company showcases efficient use of equity capital and strong financial health.
Return on Assets (ROA): Prudential Financial's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of 0.06%, the company may face hurdles in achieving optimal financial returns.
Debt Management: The company faces challenges in debt management with a debt-to-equity ratio higher than the industry average. With a ratio of 0.71, caution is advised due to increased financial risk.
How Are Analyst Ratings Determined?
Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.
In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.
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Latest Ratings for PRU
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Feb 2022 | Morgan Stanley | Maintains | Equal-Weight | |
| Jan 2022 | Jefferies | Initiates Coverage On | Underperform | |
| Jan 2022 | Wolfe Research | Initiates Coverage On | Peer Perform |
View More Analyst Ratings for PRU
View the Latest Analyst Ratings
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