There’s good news for Americans with modest net worths who dream of living in a ski town. You can find a home to buy and settle down to raise a family without going into significant debt.
Discover More: 25 Places To Buy a Home If You Want It To Gain Value
Check Out: 4 Subtly Genius Moves All Wealthy People Make With Their Money
GOBankingRates referred to research from Realtor.com that examined more than 300 towns with ski resorts to determine those worthy of a real estate investment. Additional data was sourced from Sperling’s BestPlaces related to the monthly and annual cost of living for a family to reside in these 12 towns. (Snowshoe, West Virginia, had data related only to the town’s cost-of-living score available through BestPlaces.)
Take a look at the 12 most affordable ski towns and the cost of living in each one.
Also see the cost of living in 10 college towns.
1. Malone, New York
- Median list price: $137,200
- Cost of living per month for a family: $2,220
- % less expensive than the national average: 58.9%
- Total for the year for a family: $26,640
See More: 7 Housing Markets Where Home Values Could Plummet Next Year
For You: 20 Best Cities Where You Can Buy a House for Under $100K
2. Harrison, Michigan
- Median list price: $164,500
- Cost of living per month for a family: $3,810
- % less expensive than the national average: 29.4%
- Total for the year for a family: $45,720
Be Aware: Renting vs. Owning a Home — Which Will Be Cheaper in 2025?
3. Mansfield, Ohio
- Median list price: $179,900
- Cost of living per month for a family: $1,980
- % less expensive than the national average: 63.3%
- Total for the year for a family: $23,760
4. Snowshoe, West Virginia
- Median list price: $189,900
- Overall cost-of-living score: 76.0
5. Scranton, Pennsylvania
- Median list price: $199,000
- Cost of living per month for a family: $2,160
- % less expensive than the national average: 60%
- Total for the year for a family: $25,920
6. Wisconsin Dells, Wisconsin
- Median list price: $221,900
- Cost of living per month for a family: $3,600
- % less expensive than the national average: 33.3%
- Total for the year for a family: $43,200
Explore Next: 5 Affordable Small Cities To Live In on the West Coast
7. Vernon, New Jersey
- Median list price: $264,400
- Cost of living per month for a family: $5,160
- % less expensive than the national average: 4.4%
- Total for the year for a family: $61,920
8. Harrisonburg, Virginia
- Median list price: $317,000
- Cost of living per month for a family: $4,620
- % less expensive than the national average: 14.4%
- Total for the year for a family: $55,440
9. Anaconda, Montana
- Median list price: $327,000
- Cost of living per month for a family: $2,490
- % less expensive than the national average: 53.9%
- Total for the year for a family: $29,880
10. Brian Head, Utah
- Median list price: $339,250
- Cost of living per month for a family: $4,500
- % less expensive than the national average: 16.7%
- Total for the year for a family: $54,000
Trending Now: Is Leasing Really Cheaper? ChatGPT Crunches the Numbers for Buying vs. Leasing Over 12 Years
11. Albuquerque, New Mexico
- Median list price: $365,000
- Cost of living per month for a family: $4,920
- % less expensive than the national average: 8.9%
- Total for the year for a family: $59,040
12. Maggie Valley, North Carolina
- Median list price: $484,950
- Cost of living per month for a family: $5,700
- % more expensive than the national average: 5.6%
- Total for the year for a family: $68,400
More From GOBankingRates
- I'm a Financial Advisor: My Wealthiest Clients All Do These 3 Things
- 3 Things You Must Do When Your Savings Reach $50,000
- Meet Your Money Goals: The Best Banks of 2025
- 9 Things You Must Do To Grow Your Wealth in 2025
This article originally appeared on GOBankingRates.com: 12 Most Affordable Ski Towns in the US and the Cost To Live There
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
